Legislation

The overlapping state and federal laws governing residential mortgage lending constitute a critical backdrop to the Global Financial Crisis of 2007-08. The regulations of the mortgage market helped determine the severity of the crisis throughout the nation and for each state. Below, we curate an interactive timeline of important United States and North Carolina legislation affecting the residential mortgage market before, during, and after the Global Financial Crisis. For in-depth analyses on specific legislation, please explore our legislative memos page.

Click on either side to explore our interactive timelines at the North Carolina and national levels, or read our memos on different policies related to the crisis: